Don't lose money: Save 30% of your income.
Don't spend what you have. It will attract misery to your life. Save 30% of your income. If you do more than 20% already, you are rocking it. If you can't reach 30%, you must evaluate where you put your money or review your life and objectives. The choice is yours.
Never let your money flow to somebody else's pocket without questioning, scrutiny, and planning. Never say yes without examination, prices, conditions, quality, and if you really need what you want this time.
Learn to make deals. Ask for new prices, propositions, and ways of getting a better deal.
If someone wants to sell you something, they need to work really hard to convince you! And if you want something, they better prepare for a time-worth negotiation.
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